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The Cost Trap of Engine Damage: When Your Car Becomes a Risk

Engine damage often means a total economic write-off. Without a warranty, the decision becomes a cost trap for every car owner.

Repair or economic total loss?

The sudden breakdown and the first diagnosis

A major engine failure usually catches vehicle owners completely off guard. It often starts with an unfamiliar noise or an illuminated warning light, until the vehicle finally comes to a halt at the roadside. At the garage, the detailed diagnosis is frequently followed by a rude awakening: the necessary measures, such as fitting a completely new replacement engine or an extensive overhaul of the affected cylinders, drive the costs up rapidly.

The dilemma of the vehicle’s value

From a certain vehicle age onwards, these repair costs quickly reach dimensions that exceed the car’s current residual value. Vehicle owners then face a major dilemma: should they invest thousands of francs more in an older car, or dispose of it at a massive loss? This uncertainty weighs not only on the wallet but also on everyday life, as mobility is restricted from one day to the next. And if the vehicle is still on a lease or the purchase loan has not yet been paid off, you are left paying the instalments while no longer being able to drive.

Planning certainty through a strong partner

This is exactly where autosecuro.ch comes in as a service provider. A comprehensive partner offering saves you from having to use up hard-earned money for unforeseen repairs. Instead of stressfully weighing up whether a repair is still worthwhile, our protection gives you a reliable financial foundation. The costs for parts are covered, so that your daily mobility remains secure without stretching your personal budget, or worse, that of your entire family.

Car: Warranty offer “PRESTIGE”

The “PRESTIGE” warranty for your car, the luxury option. Max. claim amount CHF 12,000, no deductible. Up to 200,000 km or 20 years from first registration.

monthly CHF 74.90excl. VAT

Motorcycle: Warranty offer from 351 cc “PREMIUM” (combustion)

The “PREMIUM” warranty for your motorcycle from 351 cc. Max. claim amount CHF 7,000, no deductible. Up to 80,000 km or 20 years from first registration.

monthly CHF 49.90excl. VAT

Car: Warranty offer “PREMIUM”

The “PREMIUM” warranty for your car, our bestseller. Max. claim amount CHF 8,000, no deductible. Up to 200,000 km or 20 years from first registration.

monthly CHF 49.90excl. VAT

Car: Warranty offer “ESSENTIAL”

The “ESSENTIAL” warranty for your car, as basic protection. Max. claim amount CHF 6,000, no deductible. Up to 200,000 km or 20 years from first registration.

monthly CHF 34.90excl. VAT

Motorcycle: Warranty offer up to 350 cc “PREMIUM” (combustion)

The “PREMIUM” warranty for your motorcycle up to 350 cc. Max. claim amount CHF 4,000, no deductible. Up to 80,000 km or 20 years from first registration.

monthly CHF 29.90excl. VAT